While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. If you register your myki, you can set Auto Top Upand manage your myki. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. For more information, visit the V/Line website. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Learn more about auto top up. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . 2. If you're still travelling after 2 hours, you'll be charged a daily fare. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. What Happens to a Student Credit Card After Graduation? You can read the Terms of Service online. This is the case for all major credit card issuers. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. 0000004362 00000 n The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) In addition, it is not any companys responsibility to ensure all questions are answered. A quick tutorial to transfer your myki balance between google pays on different android phones. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. The balance transferred when the old card expired. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. In my experience touching on is quicker than validating a metcard. Meticulous in his research, he provides accurate and up-to-date information. They contacted me, I did it online and they posted me a new card. You probably want to transfer a balance to save money not spend more. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. The . But yeah, a fair bit that is just backwards. You might also lower your overall monthly payments and turn multiple bills into one easy payment. Balance transfer fees may apply. According to the Fares and Ticketing Manual (ptv.vic.gov.au) Know your existing credit card's interest rates, balances, and balance transfer limits. 0000011139 00000 n A billion fucking dollars. What if my card is lost or stolen? In a couple of weeks I will be renovating and furnishing a new house. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. Please note you cannot replace a lost or stolen myki at a premium station. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. You may want to hire a professional before making any decision. We have this new thing called EMAIL. How are Banks Adapting to Meet New Needs Because of Coronavirus? NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. You paid down debt, which means you won't have to pay interest on previous balances going . Tap Continue. If it doesn't appear, your phone does not have an NFC chip. endstream If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. Only Mobile myki has the ability to charge you a fare via a myki device. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. You will need to provide identification to show that you are the registered myki card holder. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> Your balance is protected from the time you tell us your myki is lost or stolen. Select the 'Activate' option. Just one more benefit you enjoy as a COPFCU member. Auto top up and Auto-load cant be transferred to your new myki. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. How long do balance transfers take with Chase? 0000001755 00000 n 181 0 obj It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Wtf? WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Within the phone, go to Settings > Connected devices. This could save you money if you're moving the balance to a card with a much lower interest rate. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. <> Press question mark to learn the rest of the keyboard shortcuts. How to Show Credit Worthiness without Credit? Apply for a traffic accident report; The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Save. Your current balance will be transferred to the new myki, which you can use immediately. <> If you're entitled to these additional benefits, you can access them by using your myki smartcard. 0000005119 00000 n You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. 0000008137 00000 n Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. Some trips take longer than two hours because of a transfer between services. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . -- Lee Huffman, credit card expert at BaldThoughts.com. I want to transfer the $19.90 to the card with $6.54 on it. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. Do you have any links to the technical specs of the miki? Your Mobile myki expires after two years. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . Can I use Mobile myki on my Android phone? 0000002429 00000 n No wonder the thing cost more than a billion dollars. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Mobile myki is different to an existing myki card. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. Then I begrudgingly bought a new Myki card. Pick a card that waives the balance transfer fee. This answer was first published on 03/01/23. Well block your myki and arrange a replacement myki. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Please note, balance transfer is not instantaneous. I don't know where the actual card is. How can I check the balance of my myki card? No. 1. Here are some tips to save on fees and interest on a balance transfer. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. To transfer Myki you need to deactivate the myki card and move to the new device. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Is it bad to do multiple balance transfers? I have my most recent card that has $6.54 on it. 178 0 obj What is the glossary of common credit card terms? At this stage, these are the only card types available on Mobile myki. Keep in mind that credit utilization is also affected by individual card balances. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Transfer your balances to the card with the best offer or your new card. Select the card with the best balance transfer offer available to you. Most balance transfers with Chase process within a week. Wait a few minutes then check the app to see your balance. Is it a Myki issue? They actually can transfer your funds really easily but you need to get a case created. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Your new starting balance would be $3,090. Done it twice now. xref You can only activate a Mobile myki on one device at a time. My old one is registered and everything with my account but there seems to be no way to import that one in. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer.