We will not ask you to pay or reimburse us for any fees we pay the Administrator or arbitrator. You can also cancel your Card Account at any time, but you will not be eligible for a partial refund of the unused portion of the Monthly Fee allocable to the remainder of your current monthly billing cycle. Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. We will tell you the results within three (3) business days after completing the investigation. Our goal is to stay positive or neutral. You will not receive a Personal Identification Number (PIN) for your Virtual Card, and your Virtual Card cannot be used for ATM transactions. 122105278. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. Phone Numbers; Member Service - Call, chat or text 8am-8pm M-F, 10am-2pm Saturday: 503-256-5858 (call or text) . Each routing number is made up of nine digits. You can get fast access to Green Dot Customer Care specialists by becoming a Green Dot VIP. YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. Box 1070, West Chester, OH 45071 Account Open an account Activate a card Get the app Company Meet Green Dot Blog Careers Investor relations Banking as a Service Tax practice solutions Platform Partner with us Resources Help Center Contact us This includes fees not charged by a court. A BIC or SWIFT code (also known as SWIFT BIC or SWIFT ID) is there to determine who the bank is (or other financial institutions) and where they are in the world. Routing numbers have been in use since 1910, and are managed by the American . The notice may be in the form of a motion or petition to compel arbitration. Features Options Learn Who We Are Enter mobile number Get started The money app for families. You agree that we may use this phone number to contact you for any business purpose about your Card Account and you agree to be responsible for any fees or charges you incur as a result of providing this information. Finding Your Routing Number International Wire Transfers The amount of money being transferred The frequency of the transfer, if it is recurring The date the money should be transferred The reason for the transfer Your bank account information, including the account number and SWIFT code Best Banks Best Savings Accounts Best Checking Accounts We can make no representations and warranties about the nature of your Invest Account(s) which will be held by DriveWealth, and we encourage you to review all of the DriveWealth agreements and disclosure documents further described under Invest Account Services below. NO_INVESTMENT_ACCOUNTS. - Debit card for kids and teens Where is the routing number located on a check? The Greenlight + Invest Plan is no longer available to new customers, but will remain available to any customers with existing subscriptions to this Card Plan. For purposes of this Agreement, the term Claim shall have the broadest possible meaning. Usually you'll find 3 separate sets of digits there: The first set - which is 9 digits long - is likely to be your routing number. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. You may cancel this Agreement by returning the Physical Card to us. Greenlight will send the Primary Accountholder an electronic notification, which will state the amount to be debited to satisfy the negative balance. We will bear the expense of our attorneys, experts, and witnesses. Hit Continue to review the information ere selecting send money to complete the transaction. Please read this Agreement carefully and keep it for future reference. When we attempt to contact you, we may identify ourselves, our relationship and our purpose for contacting you even if others might hear or read it. It is also known as check routing number and MICR Code. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. Never share your PIN with anyone. Telephoning is the best way to minimize your possible losses. They will ask you a few basic questions to determine your routing number. If you do not want this Arbitration Provision to apply, you may reject it by mailing us a written opt-out notice which contains your Card Account number, your name and address and a signed statement that you opt out of the Arbitration Provision of this Agreement. 4 The Greenlight + Invest Plan is no longer available to be selected by new customers, but, until further notice, will remain in effect for any existing customers currently enrolled in this Card Plan. The bank routing number search tool above helps checking routing number format, verifying the financial institute associated with the routing number, and giving out the routing number (s) of a financial institute. Issuer reserves the right to reject or limit transfers via direct deposit in its sole discretion, and may reject or suspend any direct deposit that has identifying information that does not match the identifying information (such as name or Social Security number) that Greenlight may have on file for the payee. ADDITIONALLY, COMMUNITY FEDERAL SAVINGS BANK IS NOT RESPONSIBLE FOR ANY FUNDS UNTIL SUCH FUNDS ARE ACTUALLY RECEIVED BY US FOR THE CREDIT TO YOUR CARD ACCOUNT. Message and data rates may apply. Cardmeans the Greenlight Prepaid Mastercard issued to you by Community Federal Savings Bank, which can be a Physical Card or Virtual Card as described below. We may amend or change the terms and conditions of this Agreement at any time. It identifies your bank, which likely holds very many accounts, while your account number indicates your personal financial product. If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. If you select the Greenlight Core Plan, then you will have access to the Greenlight Core Plan Services. You may also use your Physical Card with PIN to obtain cash at any Automated Teller Machine (ATM) displaying the Mastercard name or logo, the Visa Interlink name or logo, or the Maestro name or logo. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. Call us Contact Customer Support at (866) 795-7597 5am-9pm PST, 7 days a week. If your Card Account has a negative balance, Greenlight reserves the right to suspend Greenlight Services until the Primary Accountholder satisfies the negative balance. The expiration date of your Card is identified on the front of your Physical Card, or on the digital representation of your Virtual Card. We may disclose information to third parties about your Card or the transactions you make: Where it is necessary for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; or. Select 'Direct deposit' Follow the prompts to set up direct deposit. If you are offered a Virtual Card, it will automatically be activated following the successful verification of the identity of the Primary Accountholder and the initial value load of the Card Account in accordance with the Issuers funds availability policy. Contact your bank to find your routing number. AFunding Accountis the Primary Accountholders or an Authorized Approvers account at a third-party financial institution that is used to load the Primary Account. In such event, and if you have established an Invest Account at DriveWealth, you hereby authorize Community Federal Savings Bank to instruct DriveWealth to debit such amounts from your Invest Account at DriveWealth. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by debit card. Primary Accountholdermeans the individual that opens and is responsible for the Primary Account and Secondary Account(s); the Primary Accountholder may assign certain responsibilities and obligations to a designee, including another parent or partner (the Authorized Approver), whenever specifically provided in this Agreement. Any Secondary Cardholder may load their account by direct deposit of wages or salary paid by an employer of such party. There are limitations on these transactions as well as limitations on the loading and card balance. How can I dispute a charge on my Greenlight account? Different banks and credit unions issue . In the app, kids and parents create their own logins with two different experiences. North Adams Greylock North Adams Branch. This Arbitration Provision survives any termination, amendment, expiration, or performance of any transaction between you and us and continues in full force and effect unless you and we otherwise agree in writing. Upon receipt of your Physical Card, you will be prompted to create a PIN for your corresponding Card Account within the Greenlight application or by calling 888-483-2645. The arbitrator must apply applicable substantive law consistent with the FAA and applicable statutes of limitations and claims of privilege recognized at law. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. The Primary Accountholder is responsible for all authorized transactions initiated and fees incurred by use of your Card(s), including all transactions permitted or approved on any Secondary Account(s). 026009593. Your account number is the second set of numbers (labeled "2" in the image above). Funds may be added to your Primary Account, calledvalue loading, at any time, subject to the restrictions below. Wells Fargo Alabama. This code identifies the branch (and bank/credit union) on which the cheque is drawn. Routing numbers are sometimes referred to as an American Bankers Association routing transit number or an ABA RTN. In the case of a Recurring Entry for a load amount from a Funding Account to the Primary Account that repeats on regular intervals, the ACH Authorizer will designate the Funding Account(s), the amount to be loaded, and the frequency (e.g., weekly or monthly) through the Greenlight application. Primary Accountmeans the Primary Accountholders Card Account. Rules of Interpretation:This Arbitration Provision is binding upon and benefits you, your respective heirs, successors and assigns. Along with your account number, your routing number is used to guide payments and identify your account when you're writing a check, wiring money, or paying a bill. A court rarely overturns an arbitrators decision. Plans start at $4.99 after the first month. 1 A single Monthly Fee will be assessed against either the Primary Account or any of the Secondary Accounts if funds are not available in the Primary Account and the Funding Account. These documents include, without limitation, the Greenlight Advisors Non-Discretionary Asset Management Agreement (Advisory Agreement), the Greenlight Advisors Invest Terms of Service, the DriveWealth Disclosures and Disclaimers, the DriveWealth Terms of Use, the DriveWealth Customer Account Agreement, the DriveWealth Cash Management Program Disclosure Statement, and the DriveWealth Privacy Policy. Here are some of the ways to find your number online: On this page - We've listed the US Bank routing number for checking accounts and wire transfers. Only Greenlight Max and Infinity families can earn 1% cash back on spending monthly. ; Wells Fargo online banking - You'll be able to get your Wells Fargo routing number by logging into online banking. In order to receive direct deposit value loads, the Primary Accountholder or Secondary Cardholder must provide the employer with the account number and routing number of the Secondary Account. In the case of a Standing Authorization for an auto-funding transaction such as a monthly recurring load to a Primary Account or a load to a Primary Account to fund a shortfall in an auto-funded allowance or an auto-funded Invest Account transaction, the Funding Account will be designated in advance by the ACH Authorizer through the Greenlight application and the amount of each subsequent debit entry(ies) will be determined by the Greenlight application as the amount necessary to complete the auto-funding event (e.g., monthly load amount determined in advance by ACH Authorizer or allowance shortfall calculated by the Greenlight application). On a check. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. You can also access your account and routing numbers when taking these actions: When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. Routing numbers are nine-digit numbers that identify your bank or credit union in a financial transaction. ; Fedwire - You can look up your routing number on the . Any translation of this Agreement is provided for your convenience. It is important to know your available balance before making any transaction. If you elect to switch to a more expensive Card Plan, the Card Plan features applicable to the new Card Plan will become effective on your Card Account on or before the next business day following such election, but your Card Account will not be assessed the applicable Monthly Fee for the more expensive Card Plan until your next monthly renewal date. The second set of numbers should be your account number - the length might vary depending on your specific bank. Your decision to opt out of this Arbitration Provision will not have any other effect on this Agreement and will not affect any other arbitration agreement between you and us, which will remain in full force and effect. Neither the Issuer nor Greenlight is responsible for the delivery, quality, safety, legality or any other aspects of goods or services that you purchase from others with a Card. This 9-digit routing number is the format used for electronic payments and transfers. YOU FURTHER ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT LIABLE FOR ANY LOSSES OR DAMAGES OF ANY KIND THAT MAY ARISE FROM, OR IN CONNECTION WITH, THE INVEST ACCOUNT SERVICES. The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. How many children can I add to my Greenlight Account? Both Greenlight Advisors and DriveWealth are involved with offering you the Invest Account Services as further described under the heading Invest Account Services below. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard ; Check or statement - Wells Fargo-issued check or bank statement. If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. However, if a Primary Accountholder initially enrolls in a higher tier Card Plan and purchases any Equities while under that Card Plan, then downgrades to the Greenlight Core Plan, the Primary Accountholder will be permitted to retain those Equities purchased prior to the downgrade, but will not be able to increase the amount of their investments in those Equities unless they are also on the curated list of ETFs available under the Investing for Parents Lite feature. If we are unable to withdraw the Monthly Fee from your Primary Account and your Funding Account, the funds will be withdrawn from one or more of your Secondary Account(s) that have sufficient funds on deposit to pay the outstanding Monthly Fee or from any Cash to Invest balance in your Invest Account necessary to pay the balance of the outstanding Monthly Fee. A routing number can also be written in a "Transit Number - Institution Number" format when it is meant for MICR - encoded paper payments. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. COMMUNITY FEDERAL SAVINGS BANKS SOLE OBLIGATION WITH RESPECT TO THE INVEST ACCOUNT SERVICES IS TO OBEY YOUR AND/OR GREENLIGHT ADVISORS INSTRUCTIONS TO TRANSFER FUNDS TO THE INVEST ACCOUNT AND TO RECEIVE FUNDS FROM THE INVEST ACCOUNT, SUBJECT TO THE TERMS OF THIS AGREEMENT. The easiest way to find your routing number is to take a look at one of your checks. The minimum amount of an initial value load by ACH and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. You will not automatically receive paper statements. Member FDIC. NOTE: The CFSB App site you selected will open in a new window. This Arbitration Provision shall survive the repayment of all amounts owed under this Agreement any legal proceeding and any bankruptcy, to the extent consistent with applicable bankruptcy law. The numbers were adopted by the banking industry in 1910 to make transactions. In addition, under the Investing for Parents Lite feature, the Primary Accountholder will only be able to use the Greenlight application to research the select ETFs that are available for purchase under that feature, and will not be able to take advantage of the full research capabilities that are available in the invest portion of the Greenlight application. You will be notified of any change in the manner provided by applicable law prior to the effective date of the change. b. Any revisions to existing disclosures and agreements and any new disclosures and agreements will be posted in the Policy Center link on the Greenlight website at www.greenlight.com. Keep this paper in a safe place. In addition to the base services described above which are included in the Greenlight Core Services described under the heading Greenlight Core Plan below, the Greenlight Services also include the Invest Account Services as further described under the heading Invest Account Services below, the Greenlight Max Plan Services as further described under the heading Greenlight Max Plan below, and the Greenlight Infinity Plan Services as further described under the heading Greenlight Infinity Plan below. In order to obtain the account number and routing number for your Sub-Account, please contact Greenlight at 1-888-483-2645. . You can obtain the account number and routing number for your Secondary Account by accessing such information from the Primary Accountholder's profile settings page within the Application for the applicable Secondary Cardholder, or you can contact support@greenlight.com or call us at 1-888-483-2645 to obtain this information for the . Domestic Wire Transfer. Routing Number UTAH 124302529 On this page We've listed above the details for ABA routing number GREEN DOT BANK used to facilitate ACH funds transfers and Fedwire funds transfers. You remain liable for any and all usage of an additional Card you authorize. This Cardholder Agreement is effective [October 11, 2022]. Using the BMO cheque example, your routing number is 27601-001. The Greenlight Select Plan includes all of the Greenlight Core Plan Services with the exception that it does not include any Invest Account Services (as defined below). Merchants generally will not be able to determine your available balance. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. Your wireless carrier may charge fees for your data usage in connection with your use of Greenlight Services. If the transaction is not finalized or settled, it may take up to 30 days for the authorization hold to be removed. Funds transferred from your Invest Account to your Card Account will also be available within two business days although, in many cases, transfers may be available much quicker. It's based on the location of the bank where your account was opened. PNWFCU routing number: 323075754. The Card is a prepaid card. If you need to replace your Physical Card for any reason, please contact us at 888-483-2645 to request a replacement Card. BOFAUS3N. This nine-digit number has three components. The Primary Accountholder or an Authorized Approver (each, individually, an ACH Authorizer under this ACH Debit Authorization), authorizes Greenlight and the Issuer to initiate a single (one-time) debit entry (each, Single Entry), recurring debit entries, such as a recurring monthly load for the same amount on the same date each month (each, a Recurring Entry), and subsequent debit entries (under a standing authorization) (each, a Standing Authorization) in each case by using the Greenlight application to direct the date and amount of the entry to the selected Funding Account(s) (and, if necessary, electronically credit the Funding Accounts to correct any erroneous debits) for the amounts requested by the ACH Authorizer for purposes of funding the Card Account from time to time using the Automated Clearing House (ACH) electronic funds transfer network. By selecting a PIN (as defined below) for your Physical Card or using the Virtual Card, you agree to be bound by the terms and conditions contained in this Agreement. Like all other financial institutions, Green Dot requires your accounting number and routing number for all transactions. Subject to minimum balance requirements and identity verification. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. If you request a Physical Card, it will be mailed to the address you provide to us during the registration process. The first four digits "0530" tells you where the bank is located. The minimum amount of an initial value load by debit card and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of .css-867yhj{color:#1D252C;font-style:underline;-webkit-transition:0.2s color ease;transition:0.2s color ease;}.css-867yhj:hover{color:#035C67;}@media (min-width: 768px){.css-867yhj{color:#1D252C;}}@media (min-width: 1024px){.css-867yhj{color:#1D252C;}.css-867yhj:hover{color:#035C67;}}www.greenlight.com. Debit Card for Kids and Teens | Greenlight Learn to earn, save, and invest together. Our writers, editors, and product analysts are financial industry veterans. During this partial month following notice of downgrade, you will not be provided a partial refund as you will continue to receive the services from the higher Card Plan and we will need to cover our reasonable costs to maintain your Card Account. This reduced liability does not apply if a PIN is used as the method of verification for a disputed transaction or you have reported two (2) or more incidents of unauthorized use in the immediately preceding twelve (12) month period. You will bear the expense of your attorneys, experts, and witnesses if we prevail in an arbitration. It can be a quicker and simpler way to resolve disputes. This code identifies the branch (and bank/credit union) on which the cheque is drawn. Any references todaysfound in this Agreement are calendar days unless indicated otherwise.